FHA mortgage loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.

FHA loans are an attractive option, especially for first-time homeowners:

• Generally easier to qualify for than conventional loans.
• Lower down payment requirements.
• Cannot exceed statutory loan limits.

FHA loans allow homebuyers to put down as little as 3.5%.  Homebuyers can also get up to 6% in seller paid closing costs.

FHA offers many various loan options to help homebuyers with their needs.  Gateway Mortgage is a FHA Approved Lender and we offer FHA financing for Purchases or a Refinance.  We can assist you with the following programs via FHA loans:

• Existing Home Purchases
• New construction
• HUD REO $100 Down Payment
• 203K Streamline Rehabilitation Loans
• Sec 184 Indian Loans
• FHA Streamline Refinances
• Conventional to FHA Refinances

Learn more about FHA loans. (Department of Housing and Urban Development)  Call and speak with a Loan Specialist today at 256-760-1591 or toll free at 855-4-Gateway.

Other Loan Programs: Conventional, USDA, AHFA, VA

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